Build your wealth with confidence. The Investing category breaks down investment strategies, market trends, and practical guidance for beginners and experienced investors alike. From stocks and bonds to retirement accounts and real estate, find the insights you need to grow your portfolio.
A Solo 401(k), sometimes called an individual 401(k) or self-employed 401(k), is a retirement plan designed specifically for business owners who have no full-time employees other than themselves (and possibly a spouse). If you’re a freelancer, independent contractor, or single-member…
A Simplified Employee Pension (SEP) IRA is a retirement savings plan designed for self-employed individuals and small business owners. It offers a straightforward way to contribute to retirement savings with higher limits than traditional IRAs and minimal administrative requirements. What…
A SIMPLE IRA (Savings Incentive Match Plan for Employees Individual Retirement Account) is a retirement savings option designed specifically for small businesses and their employees. SIMPLE IRAs are straightforward to set up and administer, making them a popular alternative to…
A Self-Directed IRA (SDIRA) is a type of Individual Retirement Account that gives you greater flexibility and control over your investment choices compared to traditional IRAs. With a self-directed account, you can diversify your retirement savings into a broad range…
A Traditional IRA (Individual Retirement Account) is a popular tool for individuals looking to build retirement savings while taking advantage of tax benefits. For many Americans, a Traditional IRA is the first step in planning for long-term financial security and…
A Roth IRA (Individual Retirement Account) is a retirement savings vehicle that allows individuals to contribute after-tax income, with the potential for tax-free growth and withdrawals in retirement. Unlike traditional IRAs, Roth IRAs offer unique tax advantages that can be…
Planning for retirement is one of the most important steps you can take for your financial future, and the 401(k) plan remains a powerful way for American workers to save. A 401(k) is an employer-sponsored retirement account that helps you…
